4711 Golf Rd. Suite 1125 , Skokie, Illinois 60076
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Bankruptcy

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Facing home foreclosure is a scary and devastating experience that no person or family should have to face alone. We can help. If your home is under the threat of foreclosure, call Zeidman and Associates today 847-786-2234 for a free consultation.

Chapter 7 Bankruptcy Filings:
Chapter 7 is generally the most popular choice among filers because it results in a complete discharge of debt without required repayments. (For most debts) Under this arrangement a court appointed trustee will collect your assets, if any, turn them to cash, and repay your creditors with available funds. You can retain some exempt assets under both Federal and State Law, even after discharge of debt.

Chapter 13 Bankruptcy Filings:
Chapter 13 is typically designed for filers who do not qualify for Chapter 7 Bankruptcy, for one of many reasons. Under this filing type you pay off your debts over a time period of years and keep your property as part of a negotiated repayment plan.

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